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4 programas

NACA (Neighborhood Assistance Corporation of America), Atlanta Officemd q Harry
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NACA (Neighborhood Assistance Corporation of America), Atlanta Office

Nonprofit that helps people buy homes with no down payment and no closing costs, and helps struggling homeowners fight foreclosure through its Home Save program. The Atlanta-area office in Decatur serves Clayton County residents.

Open to all; members must complete NACA counseling program

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Atlanta Housing Down Payment Assistance

Deferred grants of roughly $20,000 to $25,000 toward down payment and closing costs for qualified first-time buyers. Reduces the upfront cash barrier to owning a home and locks in a predictable monthly housing cost.

City of Atlanta limits only. Most Clayton County addresses do NOT qualify, so verify the property is inside Atlanta city limits before applying. First-time buyers only; income limits apply. Clayton County buyers should look at Georgia Dream instead.

Datos revisados el 26 de agosto de 2026

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Georgia Dream Homeownership Program

Statewide mortgage program from the Georgia Department of Community Affairs offering $10,000 to $12,500 in zero-interest down payment and closing cost assistance, repaid only when you sell or refinance. Available on Clayton County homes, bridging the upfront cash gap for low-to-moderate-income buyers.

First-time buyers, or no home ownership in the last three years, meeting DCA income and purchase price limits. Homebuyer education course required. Clayton County and statewide.

Datos revisados el 26 de agosto de 2026

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